If you are injured or become disabled, you may be entitled to Social Security benefits. Applying for and waiting to receive social security benefits can take many months if not years. It can be a confusing and overwhelming process that is loaded with forms, deadlines and procedures that could delay, or even worse, dismiss your claim. You need an experienced attorney who can guide you through the maze of bureaucracy and red tape. Call Lovett.law to speak with a Social Security Disability lawyer to learn your rights.
You do not need to pay any fees up front. We do not charge a fee unless we win your case and obtain Social Security Disability benefits for you. When we win, our fee is twenty-five percent (25%) of the retroactive benefits.
There are four types of disability benefits you could receive if you become disabled, but the most common are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Many people think both benefits are the same, but they are not. To qualify for either benefit you must show you are totally disabled, and your disability has lasted or is expected to last for over a year. However, SSI has financial restrictions that SSDI does not.
Social Security Disability Insurance (SSDI)
This benefit is for those people who have worked over a period of time and have paid money for approximately five of the last ten years into the system through their Social Security tax. The amount you can receive is related to the amount you paid in, with a cap of approximately $2,861.00 per month.
There are no financial restrictions on receiving SSDI. Even a millionaire could receive SSDI if they became disabled.
In addition, you can receive Medicare after you have been on benefits for 12 months.
Supplemental Security Income (SSI) – Supplemental Security Income (SSI) is a need-based program for people with low income and low assets. SSI is for people who have not paid enough Social Security tax to get disability insurance benefits or to people whose disability insurance rate is very low. SSI also applies to children with disabilities. You must have very little income or property, and cannot have more than $2,000.00 in the bank because this benefit is based on financial need.
The current maximum rate is $783.00, plus a state supplement of $39.92, per month.